Please read these terms carefully before using Royal Finance services.
By accessing our website, submitting an enquiry, or engaging with Royal Finance ("we", "us", "our") in any capacity, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
These terms apply to all visitors, users, and others who access or use our services.
Royal Finance is a loan advisory and facilitation service established in 2014, operating across India. We assist individuals and businesses in identifying suitable loan products from our network of partner banks and non-banking financial companies (NBFCs). We are not a bank or direct lender; we act as an intermediary to connect you with appropriate lending institutions.
Royal Finance provides advisory and facilitation services for the following loan categories:
All loan products, interest rates, eligibility criteria, and terms are subject to the policies of the respective lending institution and are subject to change without notice.
To enquire about or apply for a loan through Royal Finance, you must:
Submitting an enquiry does not guarantee loan approval. Approval is solely at the discretion of the lending institution.
Royal Finance acts as a facilitator only. We do not guarantee the approval, disbursement, interest rate, or terms of any loan. Loan decisions are made entirely by the lending institution based on their internal credit assessment processes, applicable regulations, and your individual profile.
Interest rates advertised (e.g., "from 3% p.a.") are indicative and subject to the lending institution's current offers, applicant profile, and applicable conditions.
You agree to provide truthful, accurate, and complete information at all times. Providing false, misleading, or fraudulent information is a serious offence and may result in:
Royal Finance's initial consultation and enquiry services are provided at no direct charge to the borrower. However, applicable processing fees, documentation charges, or service fees charged by lending partners may apply and will be disclosed to you prior to proceeding.
You are advised to read all loan offer documents carefully before signing or consenting to any financial product.
All content on the Royal Finance website — including but not limited to text, graphics, logos, images, and design — is the intellectual property of Royal Finance and is protected under applicable Indian intellectual property laws. You may not reproduce, distribute, modify, or use any content without our prior written permission.
Our website or communications may contain links to third-party websites or references to partner institutions. These links are provided for informational convenience only. Royal Finance does not endorse, control, or accept responsibility for the content, privacy practices, or actions of any third party.
To the maximum extent permitted by law, Royal Finance shall not be liable for:
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using our services, you consent to the collection and use of your information as described therein.
These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Haryana, India.
Royal Finance reserves the right to amend these Terms and Conditions at any time. Changes will be effective upon posting to our website. Continued use of our services after changes are posted constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.
We reserve the right to suspend or terminate access to our services for any user who violates these Terms and Conditions, provides false information, or engages in conduct we deem harmful to Royal Finance, our partners, or other users.
If you have a complaint or grievance regarding our services, please contact us directly. We are committed to resolving your concerns promptly and fairly.
For any questions about these Terms and Conditions or our services, please reach out: